Canada Fee Disclosures

Required regulatory disclosure of fees in Canada:

Starter Plan

Payment Card Type These are the most common domestically issued card types and processing methods. They do not represent all the possible fees and variations that are charged to the merchants.	Processing Method (Card Not Present) Means that the card/device was not electronically read. Generally, the card information is manually key-entered, e.g. online payment)
American Express Cards	2.8% + $0.25 CAD
American Express Prepaid Cards	2.8% + $0.25 CAD
MasterCard Business Cards	2.8% + $0.25 CAD
MasterCard Core Cards	2.8% + $0.25 CAD
MasterCard Corporate Cards	2.8% + $0.25 CAD
MasterCard Debit Cards	2.8% + $0.25 CAD
MasterCard Prepaid Cards	2.8% + $0.25 CAD
MasterCard World Cards	2.8% + $0.25 CAD
MasterCard World Elite Cards	2.8% + $0.25 CAD
Visa Business Cards	2.8% + $0.25 CAD
Visa Infinite Business Cards	2.8% + $0.25 CAD
Visa Consumer Credit Cards	2.8% + $0.25 CAD
Visa Corporate Cards	2.8% + $0.25 CAD
Visa Debit Cards	2.8% + $0.25 CAD
Visa Infinite Cards	2.8% + $0.25 CAD
Visa Infinite Privilege Cards	2.8% + $0.25 CAD
Visa Prepaid Cards	2.8% + $0.25 CAD
Discover Cards	2.8% + $0.25 CAD
Bank Account Transfer Fees
ACH Direct Debit	0.8% + $0.20 CAD capped at $5.00 per transaction
Other Fees
Chargebacks	$15.00 CAD

Growth Plan

Payment Card Type These are the most common domestically issued card types and processing methods. They do not represent all the possible fees and variations that are charged to the merchants.	Processing Method (Card Not Present) Means that the card/device was not electronically read. Generally, the card information is manually key-entered, e.g. online payment)
American Express Cards	2.7% + $0.25 CAD
American Express Prepaid Cards	2.7% + $0.25 CAD
MasterCard Business Cards	2.7% + $0.25 CAD
MasterCard Core Cards	2.7% + $0.25 CAD
MasterCard Corporate Cards	2.7% + $0.25 CAD
MasterCard Debit Cards	2.7% + $0.25 CAD
MasterCard Prepaid Cards	2.7% + $0.25 CAD
MasterCard World Cards	2.7% + $0.25 CAD
MasterCard World Elite Cards	2.7% + $0.25 CAD
Visa Business Cards	2.7% + $0.25 CAD
Visa Infinite Business Cards	2.7% + $0.25 CAD
Visa Consumer Credit Cards	2.7% + $0.25 CAD
Visa Corporate Cards	2.7% + $0.25 CAD
Visa Debit Cards	2.7% + $0.25 CAD
Visa Infinite Cards	2.7% + $0.25 CAD
Visa Infinite Privilege Cards	2.7% + $0.25 CAD
Visa Prepaid Cards	2.7% + $0.25 CAD
Discover Cards	2.7% + $0.25 CAD
Bank Account Transfer Fees
ACH Direct Debit	0.8% + $0.20 CAD capped at $5.00 per transaction
Other Fees
Chargebacks	$15.00 CAD

Scale Plan

Payment Card Type These are the most common domestically issued card types and processing methods. They do not represent all the possible fees and variations that are charged to the merchants.	Processing Method (Card Not Present) Means that the card/device was not electronically read. Generally, the card information is manually key-entered, e.g. online payment)
American Express Cards	2.6% + $0.25 CAD
American Express Prepaid Cards	2.6% + $0.25 CAD
MasterCard Business Cards	2.6% + $0.25 CAD
MasterCard Core Cards	2.6% + $0.25 CAD
MasterCard Corporate Cards	2.6% + $0.25 CAD
MasterCard Debit Cards	2.6% + $0.25 CAD
MasterCard Prepaid Cards	2.6% + $0.25 CAD
MasterCard World Cards	2.6% + $0.25 CAD
MasterCard World Elite Cards	2.6% + $0.25 CAD
Visa Business Cards	2.6% + $0.25 CAD
Visa Infinite Business Cards	2.6% + $0.25 CAD
Visa Consumer Credit Cards	2.6% + $0.25 CAD
Visa Corporate Cards	2.6% + $0.25 CAD
Visa Debit Cards	2.6% + $0.25 CAD
Visa Infinite Cards	2.6% + $0.25 CAD
Visa Infinite Privilege Cards	2.6% + $0.25 CAD
Visa Prepaid Cards	2.6% + $0.25 CAD
Discover Cards	2.6% + $0.25 CAD
Bank Account Transfer Fees
ACH Direct Debit	0.8% + $0.20 CAD capped at $5.00 per transaction
Other Fees
Chargebacks	$15.00 CAD

Updated on June 7, 2021